StudentMicrofinance http://www.studentmicrofinance.com -connecting students with opportunities http://www.studentmicrofinance.com/images/logo_small.gif 200 200 StudentMicrofinance http://www.studentmicrofinance.com <![CDATA[[Book Resource] The Economics of Microfinance]]> <![CDATA[[Book Resource] The Microfinance Revolution: Sustainable Finance for the Poor]]> <![CDATA[[Book Resource] Microfinance Handbook: An Institutional and Financial Perspective]]> <![CDATA[[Book Resource] Banker to the Poor ]]> <![CDATA[[Book Resource] The Fortune at the Bottom of the Pyramid: Eradicating Poverty through Profits]]> <![CDATA[[Book Resource] The End of Poverty]]> <![CDATA[[Website Resourc] Microfinance Gateway]]> Jobs. Very detailed country-by-country profiles (good for research).
News. Resource centers for regulation, technology, savings and others

]]> <![CDATA[[Website Resourc] United Nations Distance Learning Course]]> An introduction to microfinance, including beginning accounting methods.

]]> <![CDATA[[Internship] Internship @ Grameen Bank]]> One of the most famous Microfinance Banks in the world. It is the one that Nobel Laureate, Mohammad Yunus, founded.

I would recommend this internship for freshmen or sophomores

]]> <![CDATA[[Event] Nourish International: Help us Eradicate Global Poverty]]> In our world, as of 2009:

1.1 billion people lack access to clean water, 850 million people are malnourished, and 8 million people die each year because they are simply too poor to stay alive.

You can change this today.

Nourish International, is a student movement to eradicate global poverty. During the school year, Nourish Chapters run small businesses called "Ventures." Using the money they earn, Chapters plan and invest in sustainable community development projects. Students then travel abroad over the summer to partner with local communities in implementing those solutions.

To expand our impact, we're looking for students on your campus who want to be a part of the solution to global poverty and challenge themselves in the process.  These students will receive professional training and support as they start a Nourish Chapter at their school – building membership, running ventures and implementing sustainable development projects overseas.

]]> <![CDATA[[Event] 3rd Annual Penn Microfinance Conference]]> 3rd Annual Penn Microfinance Conference
Microfinance on the Move: the Road Ahead
Friday, April 3
Huntsman Hall
 
Come hear our keynotes:
Robert Annibale, Global Director of Citi Microfinance
Jonathan Morduch, NYU Professor and author of the Economics of Microfinance
 
As well as panels on:
The Future of Technology and Microfinance
The Impact of the Financial Crisis on Microfinance
Student Involvement in Microfinance
Challenges for Women Microfinance Clients.
 
On these panels, we have the founder of Wokai as well as representatives from CGAP, WORTH, Frogtek, Grassroots Capital, IBM and many more organizations. You will also gain the opportunity to meet the panelists in a catered reception in Huntsman’s MBA Café.

Attendance is free – register at www.pennmicrofinanceconference.com or just stop by.
 
For more information on Penn MFC, please go to www.pennmfc.com.

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Finance Jan 17, 2010

By Babajide Komolafe
Less than one year after take-off, the microfinance interbank money market has collapsed following default by participating microfinance banks.

sanusiThe microfinance interbank money market initiated by Financial Derivatives Company Limited took off formally April last year off with five microfinance banks, namely Accion Microfinance Bank, Integrated Microfinance Bank, MIC Microfinance Bank, Gapbrige Microfinance Bank and Susu Microfinance Bank.

It was however gathered that the trading banks declined to two. A source close to Kakawa Discount House, which is the clearing house for market, told Financial Vanguard that the  along the market began to experience defaults by trading members due to the problem of  liquidity crisis.

This, it was gathered prompted Kakawa Discount House to stop further transactions and close the microfinance interbank market. Though the Chief Executive of one of the participating MFBs told Vanguard that “The microfinance interbank money market is still active but based on the present climate placements have reduced among members”, Kakawa Discount sources confirmed that the company has stopped it.

“There were only two MFBs that were trading but there was default and the company just stopped. They realised that given the liquidity crisis in the subsector, it would be unwise to continue with the initiative and hence stopped it”, a source said.

In fact prior to the launch of the interbank market, the five pioneer MFBs traded actively among themselves, with volumes exceeding N100 million but attempts to expand membership was hampered by widespread liquidity in the subsector which begin to manifest in the second quarter of 2009.

The biggest blow to the microfinance interbank money market was the closure of Integrated Microfinance Bank September last year. The bank was a dominant participating member of market and it is believed that its closure triggered crisis of confidence among other participating MFBs.

Surprisingly, the microfinance interbank money market was initiated to provide avenue for MFBs to provide liquidity support to each other and hence forestall the incidence of liquidity crisis. Unfortunately, the initiative had been grounded by what it was aimed to prevent.

Speaking at the launch last year, the Managing Director of the Financial Derivatives Company, Mr. Bismarck Rewane, said the market was informed by the fact that microfinance institutions with a single funding base face greater exposure and vulnerability to the effects of exogenous shocks and market volatility.

“The impact of this is a low net interest margin as a result of the huge difference between their low deposit rates earned from their commercial banks and the high interest rate they pay on their credit lines” he added.

On the benefits of the market to the operators, he said it would provide opportunity for increased mobility of funds among microfinance banking operators thereby reducing their cost of funds while improving their net interest margin.
“This will at the end deepen the microfinance sub-sector of the Nigerian financial services industry and also mitigate to a large extent the risk of a systemic failure, he added

]]> <![CDATA[[Internship] Kiva Fellows Program ]]> The Kiva Fellows Program offers individuals a rare opportunity to travel abroad and witness firsthand the impact and realities of microfinance, by working directly with a host microfinance institution (MFI). The Kiva Fellow is an unpaid, volunteer based position designed to increase Kiva's impact and to offer participants a unique insider experience. Past participants have found the fellowship to be a great first step in a career in microfinance or international development.

Job Responsibilities:

Facilitate Connections between Kiva's Borrowers and Lenders
Assist Communications and Maximize the host MFI's Partnership with Kiva
Support Kiva's Mission, Product and Procedures

]]> <![CDATA[[Internship] Business Intelligence and Analytics]]> Kiva is looking for a motivated volunteer to work with our Director of Analytics to build out our Business Intelligence and Analytics Platform. For this project, you will help develop requirements for business intelligence, analyze and gain insight from our data to translate that into business and revenue opportunities. You will have hands-on experience working with data using SQL, Google analytics and Excel. In addition, you will have opportunities to work on ad hoc analyses that will help us gain a better understanding of our portfolio and constituents (lenders, partners and entrepreneurs).
   
Projects:

Portfolio Dashboard — Help develop standard reports that provide an overview of our loan portfolio performance.
Partners Analytics — Help maintain and enhance standard reports that provide performance updates of our microfinance partners.
Lenders Analytics — Create standard reports and ad hoc analyses, such as segmentation analysis, to help us improve our lending and donation rates.

]]> <![CDATA[[Internship] BRAC Internship Program]]> This internship is at the birth place of Microfinance, Bangladesh; a more hands-on and very interesting!  read below but definitely check their website too.

The objectives that BRAC strongly holds for its internship programme are:

Assign interns from diverse academic backgrounds to various BRAC programmes where their knowledge of development issues and other experiences can be enhanced through practical assignments and field exposures.
To create a rapport between the students, BRAC Officials, field staff, programme  implementers and the beneficiaries of the programme, to receive a holistic view of the complex systems employed in BRAC’s activities and gain new appreciation for the arena of social work.
To provide various departments of BRAC with the assistance of highly qualified students and professionals specialized in various fields and gain new insights and perspectives from them as tools of evaluation of BRAC programmes and for the improvement of these programmes.
To train bright students in a professional environment through the internship programme that would help them develop great organisational and professional skills for their future career and to recruit bright students as employees of BRAC

]]> <![CDATA[[Internship] Database Development Intern]]> Summary: Using his/her best skills and attention, Intern will develop a database solution designed to assist in the assessment of Village Phone related usage data and the reporting there of.  The solution will use the most appropriate technologies to meet the scalability and portability needs of Village Phone initiatives around the world.  

Reporting and Relationships:  The Intern will report to the Program Manager, Village Technology.

Availability: The duration of the internship will be three months and is located in Washington , DC . At the beginning of the Agreement, Intern will provide GF with a rough schedule estimate for the tasks covered by the Agreement based on existing timeline projections.  At the end of each week, Intern will revise estimates based on the prior week’s activities. Grameen Foundation will revise priorities for work based on initial and revised estimates.

Essential Functions

  • Work closely with Program Manager to develop the solution based on current design specifications
  • Work with volunteer developers to build database, user interaction, and report solution that enables the import of appropriate data, report generation, and export of appropriate data in agreed upon format(s)
  • Develop solution package for deployment
  • Test the solution and bug fix as necessary to ensure stable live deployment
  • Fully document the solution to enable ongoing support and future development as needed

Required Knowledge, Skills, and Abilities

  • Ability to write SQL queries (preferably Transact SQL)
  • Able to use Reporting Services & SQL Management Studio
  • Experience developing code using C#
  • Experience developing code using MicroSoft JScript
  • Understand Data Warehousing concepts
  • Ability to develop web based database projects using Visual Studio (VS)

Education and Experience

  • Graduate or student presently majoring in an IT-related field
  • Work experience preferred but relevant programming experience more important
]]> <![CDATA[[Internship] LendforPeace.org Fellowship Program ]]> LendforPeace.org, a non-profit microfinance platform founded by four Penn students and alums, is seeking students who are interested in gaining first-hand outreach and networking experience as a part of a growing international NGO to join out Student Ambassador Network.

LendforPeace.org allows individuals to make interest-free micro-loans of $25 of more to specific entrepreneurs in the Palestinian territories. By partnering with microfinance institutions on the ground, our site offers lenders the opportunity to personally advance economic opportunity and political stability in the Middle East. LendforPeace.org is funded by grants from the Clinton Global Initiative and Ashoka (the largest association of social entrepreneurs in the world). Recently featured on Fox's national business network, Fox Business, LendforPeace.org plans to continue expanding its reach in order to maximize impact.

Student Ambassadors help LendForPeace.org increase loan assistance for more entrepreneurs in the West Bank by bringing LendForPeace.org to their campus and strengthening the LendForPeace.org network locally. Ideal Student Ambassadors have strong interest in microfinance, development, social policy, conflict resolution, international relations, international business, and/or social entrepreneurship. Strong communication skills (verbal and written) a must. Experience in event planning, public relations, marketing, or community/campus outreach is a plus.

We are looking for a serious person looking to make a serious difference. While this is an unpaid position (the founders are volunteers as well) working on LendforPeace.org will allow you to do something good in the world while gaining valuable experience with an innovative start-up.
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